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You get what you pay for, travel insurance is no different.
Visiting friends and relatives can be great way to spend quality time with people you love and care about so the last thing you want to do is to become a burden to them during your visit. Regardless of how close you are.
According to the UK Foreign Office 20% of skiers don't take any so insurance to cover them for accidents and more importantly emergency evacuation.
Annual Multi-Trip Travel Insurance allows you to travel as many times as you can in a 12 month period. It is ideal for frequent travellers and also families that travel more than twice a year. Many people buy annual travel insurance and then discover that it is inadequate for some trips and end up sending more.
The key benefit of annual travel insurance is that you are covered for all of your trips in that year without having to purchase separate policies for each trip. It is usually more expensive than single trip insurance, but works out cheaper if you travel several times a year.