Tips on buying travel insurance

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The key benefit of annual travel insurance is that you are covered for all of your trips in that year without having to purchase separate policies for each trip. It is usually more expensive than single trip insurance, but works out cheaper if you travel several times a year.

You should always read over your travel insurance policy, as most travel insurance policies have exclusions and restrictions that can prevent you from making a claim should you need to. Always read it and ask questions before you purchase your policy.

Travel insurance is often overlooked or put off until the last minute and that can be an expensive mistake because sometimes you may be forced to cancel a trip even before it starts. All it takes is an illness or accident.

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