To qualify for domestic travel insurance; a Single Return Trip within your country of residence must involve the pre-booking of an overnight accommodation and the intended destination must be over 150 kilometers from your home to qualify as an insurable trip. Any subsequent holiday or trip after you get back home is not covered unless you have taken the Annual Multi-trip Travel Insurance.
HolidayGuard is valid for purchase worldwide except in the US, Canada and Nigeria. However, citizens of the US, Canada and Nigeria residing outside their respective country are eligible to buy our Travel & Holiday Insurance policies. Please see Terms & Conditions for more information.
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ADULT: Anyone who has completed their 18th birthday and not completed their 66th birthday at insurance coverage start date.
CHILD: Anyone who has completed their 4th birthday and not completed their 18th birthday at the insurance coverage start date.
INFANT: Anyone who has not completed their 4th birthday at the insurance coverage start date.
SENIORS (Single Trip): Anyone who has completed their 66th birthday and not completed their 74th birthday at the insurance coverage start date.
SENIORS (Annual Trip): Anyone who has completed their 66th birthday and not completed their 70th birthday at the insurance coverage start date.