Holidayguard Travel Insurance certificates are arranged by Status Insurance Management Limited on behalf of Ketteridge Group Ltd., a company authorised and regulated by the Financial Services Authority - UK (FSA). Their registration number is 308474. This may be checked on the FSA website at www.fsa.gov.uk or by telephoning 0845 606 1234.

Ketteridge Group Limited (FSA nbr: 308474)
10 High Street, Billericay, Essex, CM12 9BQ
Tel: 44 1277 623562 / Email: Contact Us


Here are 10 Good Reasons to choose HolidayGuard

1. Lowest excesses (deductibles). Even the few excesses we have never exceed US$100.
2. No medical pre-approvals required for seniors under 75
3. Valid for worldwide travel. You can travel anywhere; please read the General Exclusions in our Policy Document.
4. A real person will respond to all email enquiries within 48 hours. So if you have a question just Contact Us
5. HolidayGuard covers you of domestic travel within your own country as well.
6. Wide purchase eligibility. As long as you are a non-resident of the US or Canada, you are eligible to buy HolidayGuard. Even US & Canadian nationals who are resident elsewhere may buy our policies.
7. Ski Cover only applies to the actual skiers, non-skiers in your group don’t have to pay the extra premium
8. Our Annual Multi Trip Insurance provides 21 days of free ski insurance annually
9. Easy online booking process.
10. Secure payment processing through Barclaycard.

We have the lowest excesses, which is also known as deductibles. An excess is what all insurance companies deduct before paying out on claims.

Standard Coverage Summary in US$ per person.
Trip Cancellation: $5,000 | Excess: $75
Medical Emergency: $5,000,000 | Excess: $100
- Emergency Evacuation
- Emergency Repatriation
- Additional Travel & Accommodation Expenses
Dental: $1000 (to alleviate sudden pain)
Travel Interruption : $300 | Excess: NIL
Personal Possessions: $3500 | Excess: $75
Delayed Baggage: $800 | Excess: NIL
Personal Liability: $1,000,000 | Excess: $75
Legal Expenses: $15,000 | Excess: NIL

Optional Additional Cover
Ski Insurance
Ski Equipment: $750 | Excess: $75 (loss, theft or damage)
Ski Pack: $600 | Excess: $75
Piste Closure: $750 | Excess: NIL
Avalanche Insurance: $750 | Excess: NIL
(21 days free ski cover is included with annual multi trip. additional premium applies for single trips only.)

Business Travel Insurance (additional premium applies)
Business Machines : $3500 (maximum of USD 1000 per article

Golf Cover(additional premium applies)
Green Fees: $500
Golf Equipment: $3000

For more information about the coverage, please visit our Policy Document page. You are of course welcome to Contact Us at any point.

Please see the Policy Document for more details.